With digitized Aadhaar cards, there is a high risk of cyber fraud, and the authenticity of the Aadhaar card being authentic is questionable. Cybercriminals can misuse the data of others, morph them, and use it for cyber fraud. Chances of cyber fraud - With the advancement of the internet, the chances of cyber fraud have increased.Moreover, it also questions the authenticity of the data and might not provide reliable information. Distorted images - If the scanned or digitized image is hazy or unclear, the correct data cannot be extracted.
These challenges can stem from the following common issues. Moreover, if the organization converts the physical copy of the Aadhaar card into a digital format and then undertakes verification, the verification department might face challenges. Challenges, however, are encountered when the soft copy of the Aadhaar card is submitted to the organization and needs to be verified. In this case, there would be no issues in verifying the card’s authenticity. If the Aadhaar card is submitted offline, the organization can match the copy of the card to the applicant’s original card. Challenges with Aadhaar card verification The transaction is, then, completed only after the organization successfully does the verification, and the identity of the applicant is proved. Aadhaar card verification is, therefore, an integral part of processing an applicant’s application. Whether the Aadhaar card is submitted online or offline, organizations need to verify it for authenticity.
Submission of the Aadhaar card can be made offline, in the form of a physical copy, or, online, in the form of a digital image. The Aadhaar card is also a part of the KYC formalities as it can serve as proof of identity, proof of address, and even proof of age. That is why, when any applicant applies for a loan or transacts with an organization, his/her Aadhaar card is usually required to be submitted. Aadhaar card has become an important document as it is linked with an applicant’s bank account, financial transactions, and even income tax returns.
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